I’m worried about the number of hard inquiries on my account because they make my credit score drop and I can’t take any loans or open credit cards. The inquiries are not authorized, because I didn’t apply for loans in that period. Is there any way to remove them or I should wait 2 years till they are not reported anymore?
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Yes, you can remove unauthorized hard inquiries, disputing with the credit reporting company. I suggest you verify your credit report because inquiries unauthorized by you might mean that someone is using your identity to apply for loans or credit cards. Remember if you recently lost any documents and file a police report if you did. You can read more about how to act in a similar situation here https://consumerattorneys.com/article/how-to-remove-hard-inquiries-from-a-transunion